We'll make it really short for you: you don't fly to Thailand without insurance. point. The insurance costs in relation to the price of the trip are negligible and the knowledge that you, your friends and family members are covered in case something goes wrong is worth the peace of mind you really long for - after all, this is why you went on vacation. If you don't have time or desire to read the whole article, you can Just click here and purchase travel insurance online. In any case, it is important that you know that the insurance must be purchased from the country only (insurance purchased from abroad will not be valid) so if you are already set on dates, there is no reason to delay.
Travel Insurance It is one of the insurance products that almost every person will be required to know throughout his life. This is your back in case of accidents, illnesses or injuries during a trip abroad. There are many different types of travel insurance and it is important to adjust the travel insurance to your trip and your plans. For example, those who plan to do water sports should take out travel insurance for water sports.
What is travel insurance and why is it important?
Travel insurance is the equivalent of the state health insurance that every Israeli citizen is insured with. When a person flies abroad, the Israeli health insurance is no longer valid. This means that if you are injured, injured or harmed in any way, you will be required to pay the full cost of your medical treatment, an amount that can reach thousands and even tens of thousands of shekels depending on your medical condition and the required treatment.
The travel insurance covers the medical treatments you need, as well as your evacuation, medical flight and flight of a relative if necessary. In addition to this, it is possible to expand the basic insurance and purchase various extensions that protect against special events such as when performing water sports.
What is the definition of water sports?
The definition of water sports is a definition for safe needs, therefore it is all the activities that the insurance companies will choose to present and generalize as water sports. It is important to know that sometimes there are differences between the different insurance companies that can include or not include a certain type of activity in the definition, so it is important to verify the complete list with the insurance company. In principle, the list usually includes the following activities:
- Diving
- Shit
- Motorcycle
- Water Skiing
- Rafting
- kayaks
- Sailing in racing boats
- Surfing and windsurfing
- pipes
- Bananas
- Paragliding and paragliding
Who is required to have insurance for water sports?
Purchasing insurance for water sports is required by every person who flies abroad and plans to do activities that fall under the definition of water sports.
What coverage should I purchase in travel insurance to include water sports?
In a quick search you will see that there is no extension defined as "extension for water sports" only. Water sports fall under the broader definition of extreme sports which includes many different categories of sports. Therefore, in order to insure yourself in the event of an accident or injury caused during water sports, you will need to choose in the expansion of extreme sports.
Additional activities that are included in the expansion of extreme sports:
The expansion of extreme sports also includes terrestrial extreme sports and sports related to altitude. The most popular activities that fall into these categories are: trekking, 4x4 off-road driving, skydiving, hot air ballooning, mountain climbing and wall climbing.
The importance of travel insurance for water sports in Thailand
A person who was injured during a water sports activity and did not purchase a suitable extension, will not be entitled to coverage for the medical treatment he needs. This means that even if you purchased General travel insurance, any injury or harm caused during or as a result of the water sports will not entitle you to insurance coverage and the full payment will be required from you.
In addition to this, it is important to know that the insurance companies may avoid paying for the medical treatment if the sports activities were not done in accordance with the policy conditions. For example, if you dived without a guide and when you do not have a valid diving license. Another possibility is to perform sports activities with an unauthorized guide or in a prohibited place. Therefore, it is very important that you make sure before starting the activity that the operator has all the required permits.
Diving insurance - what is important to know
In recent years, the Israeli Divers Association has been providing its members with private diving insurance. This is insurance that covers medical cases related to diving only. This is convenient and profitable for those who dive professionally and extensively. However, it is important to remember that this insurance does not cover for various medical injuries that are not caused as a result of diving and that it does not cover for accidents caused as a result of performing other water sports activities.
When flying to Thailand and in fact to almost any other diving destination, diving is only part of the experience and many choose to do other challenging marine and non-marine activities as well. Therefore, it is very important to arrive prepared and with the necessary coverage and backup for any case and not to give up travel insurance for water sports. You can read about dedicated insurance for diving in Thailand here.
Travel insurance policies for Thailand - what do you need to know?
After realizing that travel insurance for water sports is a must when traveling to Thailand, it's time to choose the policy that suits you best. There are of course differences that are reflected both in the price and in terms of the coverages provided, the terms of payment in insurance cases and the amount of the deductible. It is important to know the differences and know well what you are paying for.
מחיר
Although we all want to pay as little as possible for various insurance products, it is more important to check the coverage provided, especially in the various extensions. Remember that a cheap payment today may cost you dearly in the future when you need the insurance coverages.
Refund and payment in insurance cases
The most important element is the method of payment in an insurance case. Today there are companies that provide a credit card for payment directly to the care provider. On the other hand, there are companies that transfer a partial payment in Bit, and there are even companies that give a refund only after filing the claim.
deductible
There are policies that require a deductible, it depends on the insurance company and the type of insurance. Of course, it is always better not to pay a deductible.
Travel insurance for water sports - don't give it up on a trip to Thailand
Almost every person and almost every style of trip to Thailand will have a water sports activity. Travel insurance for water sports is your insurance for emergencies and it is very important not to give it up, especially when it comes to countries like Thailand where the level of medical services is relatively low and you may need a lot of help in evacuation, treatment and return to Israel.
To arrange water sports travel insurance for Thailand online, click the button below >>
