We'll make it really short for you: you don't fly to Thailand without insurance. point. The insurance costs in relation to the price of the trip are negligible and the knowledge that you, your friends and family members are covered in case something goes wrong is worth the peace of mind you really long for - after all, this is why you went on vacation. If you don't have time or desire to read the whole article, you can Just click here and purchase travel insurance online. In any case, it is important that you know that the insurance must be purchased from the country only (insurance purchased from abroad will not be valid) so if you are already set on dates, there is no reason to delay.
Thailand is one of the favorite destinations of many Israelis and there are many reasons for this: it is a beautiful country, a people Spectacular views, Perfect beaches and clear sea. Together with Luxurious hotels And a very wide range of activities for every pocket and taste. Big part from the attractions of Thailand They are adventure sports attractions. Therefore, it is very important to understand what travel insurance for extreme sports to Thailand is, who needs it, and what the expected costs are.
What is travel insurance and who needs it?
Before starting, it is important to understand what travel insurance is and why everyone who flies abroad must purchase it - travel insurance is your insurance coverage for medical cases while staying abroad. This is the temporary equivalent of the state insurance to which every Israeli citizen is entitled, within the borders of the country .
The purpose of travel insurance is to protect us in cases where medical treatment of any kind is required. Treatment that may cost tens or even hundreds of thousands of dollars. In addition to this, the insurance also provides us with coverage for evacuation to a hospital or medical center, treatment of third-party claims and even a medical flight abroad. Although the law does not require travel insurance abroad, it is a product that is mandatory for anyone who flies abroad "To.
The expansion of extreme sports that is important to know
Every person who flies to Thailand plans a slightly different trip, there are those who fly For a belly vacation in the luxurious hotels, there is who who prefers to dive And there are those who want to get to know the country through habits Trekking in the mountains. In each of the cases, except for rare cases, each traveler will participate in a certain type of activities defined as adventure sports.
In the event of an injury during the performance of this type of activity, the basic insurance does not cover the costs of medical treatment and related treatment. For this purpose, there is an expansion of extreme sports, which covers all medical or insurance cases that can occur during the activity.
The definition of extreme sports from an insurance point of view
It is important to know that extreme sports is an insurance definition. This is a definition that lists all the activities and attractions that have an increased risk and are therefore defined as extreme sports.
It is important to know that the list of activities varies from one insurance company to another, and the list is updated from time to time. Therefore, before purchasing the policy, it is very important to go through the list of activities and verify which of them are included in the definition and which are not. In general, there are activities that exist in the policies of all companies.
water sport
- Diving
- Water Skiing
- Bananas
- Rafting
- kayaks
- Water Skiing
- windsurfing or surfing waves
- Motorcycle
Land sports
- offroad riding
- tracks
- horseback riding
- Driving on a dirt road in a 4x4 vehicle
- Riding a skateboard or rollerblades.
Heights
- Cliff surfing
- abseiling
- Climbing mountains or walls
Air sports
- Skydiving
- air surfing
- Hot air balloon flight
Extreme sports insurance - pay attention to the fine print
Every insurance has different stipulations regarding the policy. Even in the case of extreme sports, there are stipulations that define when an injury in the activity does not qualify for insurance coverage. For example, in cases where the challenging sport was performed accompanied by a person who is not qualified to carry out the activity. Another example is in the case of diving, the insurance will be valid only on the condition that the diving was carried out by a person with a valid diving license or in cases where the insured dived with a certified guide.
What is not included in the definition of extreme sports?
It is important to know that apart from differences between insurance companies and changes in the list of challenging sports, there are types of sports that are not included in this list, but require other extensions. For example, there is a complete expansion for all types of sports related to winter that includes coverage for winter skiing, snowboarding and more.
Why is it mandatory to have adventure sports insurance for Thailand?
Many think that adventure sports insurance for Thailand is important only for those who travel for the purpose of performing attractions such as diving or skydiving. However, the list of activities that are defined as adventure sports is very broad and it includes activities that are included in almost every trip to Thailand such as sailing, bananas or driving off-road vehicles.
Before you take out travel insurance for Thailand, carefully examine the activities you are expected to do and adjust the insurance accordingly.
What is the price of adventure sports travel insurance for Thailand?
The cost of travel insurance for extreme sports in Thailand varies according to many parameters, including: the insurance company from which you purchased the insurance, the additional extensions you purchased, the insured's age and medical condition, and the duration of the insurance period. In principle, the basic insurance is expected to cost up to NIS 10 per day, and together with the extensions, it is a cost of several tens of NIS per day.
Is it possible to waive travel insurance for extreme sports to Thailand?
The short answer is - no. just no.
By extension - in principle there is of course no legal obligation to purchase travel insurance in general, and travel insurance for extreme sports to Thailand in particular. However, traveling without travel insurance is not recommended at all (to any destination in the world, not just Thailand). Travel insurance is your safety net when you are abroad. Therefore Basic travel insurance It is mandatory, and the only reason not to purchase travel insurance for extreme sports to Thailand is that you are 100% convinced that you do not plan to do any activity that is defined as an extreme sport. In any other case, do not give up the insurance.
How to choose the right travel insurance for extreme sports to Thailand?
A common mistake in comparing the different insurance companies is to take into account only the price of the policy. However, choosing the right insurance policy and insurance company compares not only the price of the policy but also (and most importantly) the coverage and the service you will receive. Remember that the price is not everything and it is very important to make sure that you get what you need if necessary. Therefore, the right choice will be weighing between the price and the extent of the coverage provided. Simply Thailand surfers benefit from a collaboration between the website and a professional and experienced travel insurance agency, including all the necessary extensions before a trip to Thailand to fly with peace of mind.
