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We'll make it really short for you: you don't fly to Thailand without insurance. point. The insurance costs in relation to the price of the trip are negligible and the knowledge that you, your friends and family members are covered in case something goes wrong is worth the peace of mind you really long for - after all, this is why you went on vacation. If you don't have time or desire to read the whole article, you can Just click here and purchase travel insurance online. In any case, it is important that you know that the insurance must be purchased from the country only (insurance purchased from abroad will not be valid) so if you are already set on dates, there is no reason to delay.
trip to Thailand Requires organization and spending a lot of time looking for another The hotel With the most affordable location and cost, continues to search for more The cheapest flight, compilation of a list of restaurants and shopping centers that pay and of course the destinations that must be seen and the must-do attractions. For some reason, the only thing that is not invested with the same time and seriousness is travel insurance. For most travelers it does not matter which travel insurance they choose and what it will include. Some even choose the first offer that appears before their eyes and do not make comparisons or check what the travel insurance policies to Thailand include.
When you plan to fly to Thailand, The first thing that is important for you to take care of is Travel Insurance, and especially because of the special nature of the country which combines a variety of tourist attractions, of all kinds and with different degrees of difficulty and challenge. All this so that you can rest and enjoy with peace of mind and know that you have full insurance coverage for any trouble that may not arise.
Before any trip to Thailand, you should take into account that this is a country in the Far East, which is different In terms of the climate, the food and living conditions than you are used to in Israel or any other modern country. You may be exposed and experience physiological phenomena, for which intervention and medical treatment will be required, hence the importance of a comprehensive insurance policy, which will cover the medical expenses if necessary.
In addition, a trip in Thailand is usually longer, and usually includes hiking and challenging routes that include, more than once, Extreme activities And the exposure to them can in extreme situations lead to significant injuries and in extreme cases - a real danger.
In order to check which travel insurance policy for Thailand will be fully suited to your needs, you must take into account the living conditions in a third world country, poor sanitary conditions that can cause diseases, exposure to infections on the various islands, etc. It is important to note that Thailand is a tropical country with higher than normal humidity percentages which are a hotbed for mosquitoes and pests of all kinds, so it is worthwhile, for example, to make sure that the insurance policy will have Coverage for adequate medical treatment in the hospital Or at any treatment center in the country if you were bitten or injured during the trip. In addition, in Thailand you are exposed to many infections and diseases that are usually vaccinated against before the trip, but there is still a chance of contracting other diseases that are not common in the country, which requires an emphasis on this in the insurance policy.
It is important to make sure that you have purchased a comprehensive insurance policy that will provide full coverage for hospitalization and surgery expenses, locating and evacuation by helicopter, medical flight for further treatment, extraction and rescure And a variety of other coverages that don't always seem important and necessary, but it is strongly recommended to take them into account and avoid expenses and costs in an emergency, which can amount to hundreds of thousands of shekels.
Thailand is a country that combines a wide variety of attractions and options: relaxing by the sea alongside amazing and challenging treks along with Crazy extreme activities, having a risk of physical injury. Therefore, a basic insurance policy may not be valid for a trip to Thailand and you will need to expand and adapt it to the nature of the trip.
In addition, it is important that the insurance policy includes adequate coverage for property and personal equipment such as: laptop, camera, mobile phone, jewelry and luggage that may be lost during the trip. It is worth noting that the terms of the policy also include coverage in case of cancellation or shortening of the trip for sudden reasons.
In terms of travel insurance costs to Thailand, they vary depending on the variables and extensions you chose to include in the policy. Basic travel insurance costs for the day In Thailand it ranges between $2.5-$3 with most insurers.
Any expansion in the insurance policy will of course lead to higher costs, because insurance for a weekend trip to Europe is different from travel insurance for a trip with extreme activities that includes diving, mountain climbing and trekking as is the case in Thailand.
Other parameters that affect the price of the policy are: medical condition, planned attractions, age of the passenger, duration of the trip, luggage and cargo insurance, shortening or canceling a trip for medical reasons.
Because a trip to Thailand is usually a long trip (between 10 days and several months), the cost of insurance may be more expensive than a normal vacation of several days in Europe. Therefore, in order to save costs, there is sometimes a tendency to "disappear" a number of parameters that may make the policy more expensive.
It is very important to note that any incorrect or inaccurate details you provided when purchasing the policy endanger the entire policy and may even cancel it completely. It is necessary to indicate the exact details about your medical condition, the activities you intend to perform as well as the exact destinations you will be at. If God forbid you need insurance and it turns out that you omitted essential details, it will simply not be valid and you will have to manage on your own and spend a lot of money.
You must choose the right policy for you, taking into account the nature and location of the trip you intend to make in Thailand: will the trip combine adventure and extreme sports that are strongly associated with the country? Will the trip be concentrated on one island in Thailand or will it include passing between several islands and regional treks?
It is always important and recommended to read the policy from beginning to end, including the fine print that many consider unimportant, but in due course may turn out to be critical and of great value. Also, check for each coverage what it includes and what the maximum amount for medical expenses it allows. It is also worth doing a little research regarding average medical costs in Thailand, for example, unlike the US, hospitalization costs in Thailand are lower, therefore to see if the insurance covers them. In addition, in the insurance policies there are exceptional cases for which there will be no insurance coverage and you should pay attention to this and read the All sections related to the matter.
Travel insurance abroad is one of the most important insurances and you should not take it lightly. Even if this requires additional financial expenditure, it is recommended to purchase it if only to travel to Thailand with peace of mind and to know that there is an answer if necessary.
We at Simply Thailand have saved you many hours of searching for the most profitable agency, and offer you online insurance preparation on the website through a professional, experienced and reliable agency in the field of travel in the world, and in Thailand in particular. Click the button below and you can easily purchase travel insurance in a few minutes and start packing with peace of mind.
